Free car, home, and renters insurance quotes
Answer a few quick questions and we’ll connect you with insurance companies and licensed agents who serve your ZIP code. It’s free, and you’re never obligated to buy.
Insurance company names and logos are trademarks of their owners. They’re shown only to identify companies you may be insured with today. These companies aren’t affiliated with RoadWise Quotes and don’t sponsor or endorse it.
What we compare
Pick what you need. Each request takes just a few minutes, and you can ask for both.
Many insurers offer a discount when you insure your home and car with them. Ask for both in one request: just say yes when the form asks if you’d like a quote for the other.
How it works
Your ZIP code, your car or home, and a few quick details. No account needed.
We connect your request with insurance companies and licensed agents who serve your area.
A licensed agent or provider goes over your options with you. Pick the one that fits, or none at all.
Why RoadWise Quotes
Prices for the same coverage can vary a lot from one company to the next. We make it easier to see your options.
Fill out one form instead of typing your details into site after site.
A licensed agent can quote your actual car or home, not a rough online estimate.
It’s free, and you never have to buy. You can stop calls or texts at any time.
We share your details only to get you quotes, as our Privacy Policy explains.
Good to know
Every insurer weighs these a little differently, which is why comparing more than one quote can pay off. Rates, discounts, and the factors insurers may use vary by company and state.
Compare my ratesYour ZIP code matters more than most people expect. Local accident and theft rates, repair costs, weather, and state rules all play a part.
Accidents, tickets, and DUIs usually raise rates for several years. A clean record helps you get better prices.
Insurers look at the year, make, and model: what it costs to repair, how safe it is, and how often that model is stolen.
Fewer miles on the road can mean a lower rate. Some insurers also offer low-mileage or usage-based programs.
More coverage costs more. A higher deductible usually lowers your premium, but you pay more out of pocket when you file a claim.
Keeping continuous coverage can help your rate. A gap in coverage may raise it.
Newer drivers usually pay more. Some states limit how insurers can use age or gender when setting rates.
In most states, insurers may use a credit-based insurance score when setting rates. Some states limit or don’t allow it.
Many insurers offer discounts for insuring more than one car, bundling home and auto, safe driving, good students, and more. Ask about them when you talk to a provider.
Local weather risks like wildfire, hail, and windstorms, along with crime rates and how close you are to a fire station, all play a part.
The home’s size, materials, and local construction costs set how much coverage you need, which drives your premium.
A newer roof, wiring, plumbing, and heating can lower your rate. Older systems may raise it.
Past claims, yours or the property’s, can raise rates for several years.
More coverage costs more. A higher deductible usually lowers your premium, but you pay more out of pocket when you file a claim.
Smoke detectors, deadbolts, monitored alarms, and sprinklers can earn discounts with many insurers.
In most states, insurers may use a credit-based insurance score when setting rates. Some states limit or don’t allow it.
Renters insurance usually costs much less than homeowners insurance, because it covers your belongings and liability, not the building.
Insuring your home and car with the same company often comes with a discount. Ask about it when you talk to a provider.
Car, home, or renters insurance. It takes just a few minutes, and it’s free.
RoadWise Quotes is a free service that helps you compare car, home, and renters insurance. You answer a few questions once, and we connect you with insurance companies and licensed agents who serve your area.
Yes. It’s free to use, and you’re never obligated to buy anything.
We may be paid by the insurance companies and agents we connect you with. You never pay us anything.
No. We’re not an insurance company, agent, or broker, and we don’t issue policies or set prices. Your quote comes from the insurance company or agent.
We, or someone calling on our behalf, will call or text you to confirm a few details and connect you with a licensed insurance agent or insurance company who can go over your options. The call may come from a number you don’t recognize. The decision is always yours.
No. You can compare quotes whether you’re insured now, between policies, or buying your first policy.
Yes. You can add up to three vehicles in one request.
Yes. Choose Home & renters, then Rent. Instead of questions about the building, we’ll ask about what your belongings would cost to replace.
No. Asking for quotes here doesn’t affect your credit score. If an insurer checks a credit-based insurance score as part of quoting, it’s typically a soft inquiry, which doesn’t affect your score.
Reply STOP to any text, or ask the caller to stop calling you. You can also email us at [email protected], or use Your Privacy Choices to opt out of the sale or sharing of your information.
